Six months after emerging from stealth
and completing its pre-seed funding round, Credibur reports that its platform
now supports clients with a total of €2 billion in debt facility volume. The
figure represents structured debt portfolios connected to its system, which
provides continuous monitoring, independent verification, reporting, and backup
servicing.
Originally launched with $2.2 million
in pre-seed funding led by Redstone, the Berlin-based company introduced a
modular, API- and AI-driven infrastructure designed to manage the full
lifecycle of credit facilities between non-bank lenders and institutional
capital providers.
European structured credit markets,
including securitisation and private debt, have grown significantly in recent
years and now exceed €1.27 trillion, with securitisation volumes increasing
markedly between 2023 and 2025, according to the Association for Financial
Markets in Europe. This growth has supported the development of new lending
strategies, fund structures, and faster capital deployment.
At the same time, the increasing scale
and complexity of these structures can make oversight more challenging. In many
cases, visibility into key aspects such as eligibility, cash flow
reconciliation, and covenant compliance remains limited, with issues often
identified only through periodic reporting, resulting in less consistent
oversight.
Positioned as an infrastructure layer
between alternative lenders and institutional investors, Credibur provides an
operational monitoring and control system for structured debt portfolios,
replacing manual workflows with automated data processes.
Its platform connects
to originators, servicers, and payment systems to reconcile portfolio data with
cash flows on an ongoing basis, while automatically assessing eligibility
criteria, covenants, and concentration limits, supporting more scalable and
data-driven governance across complex debt structures.
According to founder and CEO Nicolas
Kipp, the growth of non-bank lending has outpaced the development of the
operational infrastructure supporting it.
The tools haven’t kept up the pace.
Lenders across the facility lifecycle still manage complex facilities with
outdated software and manual data entry. Reaching over two billion euros in
debt facilities on our platform in six months suggests that demand for such a
solution already existed,
Kipp said.
The company works with a growing group
of lenders, originators, and fund managers across Europe, the UK, and the US,
supporting a range of non-bank lending and structured credit strategies.